Our Mission

Providing our clients, the borrower, with competative home financing wrapped in the highest standard of customer service.

Our Customer Focus 

We close VA Streamline loans within 10 days

We are successfuly closing 98% of our customer's loans.

We have competive rates and closing costs

We have no hidden fees

We have greater success closing loans for clients with a past bankruptcy or foreclosure

We are happy to analyze and if necessary, work with you to repair your credit score

Contact Us Today!

If you have a mortgage need, please email Larry now:lpotter33@gmail.com

 

 

Our Programs


We are successfully helping our clients:

  • Refinance out of their existing high-rate mortgage
  • Refinance out of their high-risk adjustable rate mortgage
  • Take advantage of today’s great deals on home purchases
  • Utilize the equity in their home for important needs such as long term health care, retirement, or investments

Listed below are our most popular programs that are available to help you meet your mortgage needs.  We also have other programs.  We anticpate working with you to understand your needs and work with you to identify the right program for you.

  • VA Streamline

    Existing VA Homeowners - Reduce your interest rate without the hassle. Close in 8 days. 

  • NO - Appraisal
    NO - Credit Check
    NO - Credit Underwriting
    NO - Qualifying Debt Ratios
    NO - Income Verification
    NO - Face to Face Application

  • All we do is confirm that you have been current
    on your mortgage payment for the past 12 months.

Conventional Fixed Rate

  • Our conventional fixed-rate programs allows for predictable payments over the life of the loan.  With this stability, you have longer term options which provide lower payments or shorter term options which provide the fastest equity accumulation (i.e., own your home sooner while saving significantly on interest payments).

  • Conventional ARM

    With our Adjustable Rate Mortgages (ARM) your loan rate is typically lower than fixed rate programs.  ARMs can be less expensive over a long period than a fixed rate mortgage.  Generally, if interest rates remain steady, you will to benefit from the lower initial rate and if rates drop, your monthly payments will decrease without refinancing.

  • FHA Fixed Rate

    FHA Fixed Rate programs are ideal for those desiring to provide a lesser down payment than required by conventional programs or may have credit challenges.  At the same time, these programs provide the security found in convential fixed rate programs.

 More Programs

FHA ARM

FHA ARM programs are intended for those who wish to put down a lesser down payment than typically required by conventional programs or have greater credit challenges.  These programs, of course, provide the "unstability" of an ARM but typically, the over all lower interest rate.

  • VA Fixed

    VA financing is designed to benefit veterans of the armed services, those currently in active duty or the reserves, and their spouses. In order to qualify for a VA loan veterans must be eligible as defined by the Department of Veterans Affairs. Veterans can qualify to put zero down on most loans.

    VA Home Loan Fixed Rate programs are the easiest way to purchase a home. Borrower know from the start what the monthly payment on their VA Home Loan will be for the next 15 to 30 years, depending on the life of the mortgage.

  • VA ARM

    The VA ARM program is designed to help our those who have served our country in the armed forces become home owners. The Veteran's Administration (VA) ARM program was established to assist veterans with mortgage loans at better interest rates and favorable loan and down payment terms.  As with other ARM programs, interest rates on VA ARM loans vary.

    •  REALTORS! Do You Have A Loan Closing Success Rate Of 98%?

    Do You get a Pre-Approval within 2 hours of
    answering 5 questions?

    Do you close VA in 10 days? Well, that’s what we do!

    All we need is your contact information and the
    answers to these 5 questions to get started.

    1. Name
    2. Address
    3. Date of Birth
    4. Social Security Number
    5. Phone Number

    We are serious about our business and yours. Your information
    is held in strict confidence.

    We are compliant with all F.A.C.T.A and Gramm-Leach-Bliley
    Act requirements.

    Contact Larry Potter at lpotter33@gmail.com
    Skype: lpotter33

    *We are in all states except WI, PA, NJ, and GA